March 9, 2016
As your church mission team prepares for a short term international trip, it’s important to think through what risks your team will be exposed to and what insurance coverage you may need while you do God’s work abroad.
Faith Ventures mission travel insurance products allow your team to book, insure, and manage your next short term mission trip. With Faith Ventures, your team has options including the following:
1. Faith Ventures Travel Medical Insurance – The Faith Ventures card offers an affordable travel medical insurance option that comes with single- or multi-trip plans for foreign and domestic short-term mission travel. It offers insurance protection for:
Faith Ventures also gives your team access to discounted airfare, 24/7 emergency travel assistance, currency exchange discounts, trip management tools, and hundreds of retail discounts.
2. Worldwide Liability Insurance – Medical emergencies and accident-related lawsuits are common liability hazards your ministry’s mission travelers could face, as are lawsuits that are a result of religious acts and religious communications.
If you are already a Brotherhood Mutual MinistryFirst customer, Worldwide Liability and Medical Extension Coverage provides virtually all of the liability and medical coverages of a MinistryFirst policy to the ministry, its covered representatives, and travelers related to short-term ministry activities anywhere in the world. This policy endorsement also includes limited kidnap and ransom coverage.
3. Kidnap and Ransom – No one wants to think of the possibility of a kidnap and ransom situation while serving on a mission trip. However, it is prudent to acknowledge that the risk exists and to consider purchasing coverage for these worst case scenarios.
Some liability insurance policies may include limited funds for kidnap and ransom situations, but your ministry may want to consider additional insurance protection. Contact your American Church Group agent, or Brotherhood Mutual’s mission travel team at 800-876-4994, to learn more.
As school is back in session, it’s important to make sure your school is equipped with the correct safety procedures. Thinking about your school’s physical security as a series of layers can help you find gaps in your plan. Transportation and volunteers are just two important aspects of your school safety plan to think about.
Anyone who turns on the news, flips through a magazine, or browses the web can see that American society and culture are experiencing rapid transitions. Some ministries have valid concerns that issues surrounding societal shifts may expose them to negative publicity, governmental scrutiny, or litigation.
Cyber security is increasingly crucial in our technologically advanced world. Scammers use many schemes when attempting to steal your data, but you can outsmart them by understanding their methods.
When conflict occurs in the church, it can threaten the unity of a congregation. Experts say the only way to heal conflict is to acknowledge and address it. But how?
Theft isn’t just an issue for banks and large companies. Sometimes the kind and caring nature of your ministry is exactly what makes you a target. Organizational Optional Theft Coverage helps to assure that, if a thief takes advantage of your institution, what’s lost can be restored.
Most ministry leaders don’t realize there is funding available to non-profit employers including churches, schools, colleges, and camps. This post includes some highlights about the credit and guidance on where to start to see if your ministry is eligible.
April is National Child Abuse Prevention Month. Though child abuse may not be something you could ever imagine happening within your ministry, sexual abuse of a minor is one of the top five reasons churches end up in court, according to Church Law & Tax. Studies also show that a child is much more likely to be sexually abused by a trusted adult than a stranger.
When severe storms strike, they can produce high winds and tornadoes. Damaging winds can wreak havoc on your ministry’s property and to buildings. A high wind event can crash debris through your windows, strip your siding, down trees on your parking lot, peel shingles off your roof, and fling back the flashing.
Thieves are taking advantage of soaring precious metal prices. Take steps to protect your ministry’s vehicles and property.
As temperatures plummet, the risk of freezing pipes soars. Frozen pipes can cause costly messes that could also put your ministry on hold while you clean up.
Preparing for this Christmas season may require additional creativity, due to the uncertainty of what COVID-19 may bring in our local community.
A mid-November deadline in the Boy Scouts of America’s (BSA) bankruptcy proceedings may have you wondering what the organization’s bankruptcy filing means for your ministry if you ever hosted or chartered Boy Scout Troops.
Organizations that obtained Paycheck Protection Program (PPP) funding through the CARES Act can have their loans forgiven, turning them into grants. To qualify, each borrower must file a forgiveness application with its PPP lender, proving that it followed the rules. If your church, school, college, or camp meets all the criteria, 100% of its loan can be forgiven.
Learn about the CARES Act and two loans for which ministries may be eligible, since Congress authorized additional funding April 23.
As concern over the dangers associated with the spread of a new coronavirus, COVID-19, spreads, our agency and Brotherhood Mutual want to keep you informed and provide best practices for managing the spread of this and similar illnesses at your ministry.
Technology helps make the day-to-day operations of running a ministry easier to manage, but it also opens the door for a whole new set of risks. Take steps to protect your people and your ministry’s assets.
The first Sunday in February is a big day for sports fans. In fact, many Americans view Super Bowl Sunday as a national holiday. Friends and families will gather this year to watch the big game, enjoy delicious snacks, and of course, critique the commercials that go along with game day.
Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running. The second was a bus accident involving two pastors. The runner and one of the two bus passengers sustained extensive injuries.
Last month, the IRS announced that its initiating hundreds of church exams to test compliance with the Affordable Care Act (ACA). While many provisions only apply to churches with 50 or more full-time equivalent employees (FTEs), even smaller churches could potentially violate provisions applicable to health benefit plans with as few as 2 plan participants.
July 4th is synonymous with food, fun, and fireworks. If your church is planning an event this Independence Day, remember to keep a focus on safety, so that everyone can have fun.